Refilwe joined Melville Douglas in 2017. She is a domestic equity reseach analyst covering the diversified industrials sector. Prior to joining Melville Douglas she was a Diversified Lending & Leveraged Credit Risk Manager dealing specifically in the FMCG, Retail sector at Standard Bank. She holds a B.Com Accounting degree as well as a B.Compt (Hons) in Cost Management Accounting and is a CFA® Charterholder.